Smart Gold Plan

As trends evolve and occasions arise, updating your jewellery collection becomes a part of celebrating life’s milestones. Kalaiselvi Jewells presents the Smart Gold Plan — a practical and rewarding opportunity to invest your existing gold and upgrade to new jewellery with exclusive benefits.

Salient Features and Benefits

There is no smarter way to prepare for a future celebration. Join the Kalaiselvi Jewells Smart Gold Plan and make your gold work for you.

• Invest a minimum of 8 grams of your existing gold for a period of 11 months.

• This is a one-time investment plan.

• You may deposit gold bars, coins, or jewellery.

• At the end of 11 months, you can purchase new gold jewellery with a 75 percent discount on wastage and making charges. GST is applicable.

• The purity of deposited gold must be at least 916 Hallmark. If purity is lower, it must be refined to meet BIS 916 standards before acceptance.

• On redemption, new 916 Hallmark gold jewellery will be issued for the accumulated gold weight after applying the 75 percent discount on wastage and making charges.

• In case of premature exit, the originally pledged gold bars, coins, or jewellery will not be returned. The customer may instead purchase new jewellery for the equivalent recorded weight with applicable wastage and making charges.

Terms and Conditions

• The minimum quantity of gold bars, coins, or jewellery to be deposited under this plan is 8 grams.

• The customer must claim and take delivery of the jewellery on the delivery date or within 30 days thereafter. Failing this, the benefits under the scheme cannot be claimed.

• If the customer chooses to exit the plan before maturity, purchase of gold ornaments must be made with applicable making and wastage charges.

• Kalaiselvi Jewells reserves the right to verify the purity of gold using a carat meter. During verification, the gold may be cut or altered. The customer must provide written consent acknowledging this process and confirming lawful ownership of the gold.

• If the gold does not meet the required purity standards, Kalaiselvi Jewells reserves the exclusive right to reject and return the gold without any liability arising from the verification process.

• Enamel work and stones will not be considered for weight calculation.

• After purity approval, the customer must complete all required documentation as per company policy.

• If the original order form is misplaced, a duplicate may be issued upon written request and submission of an affidavit, at the customer’s expense.

• This scheme cannot be combined with any other offer or discount.

• Kalaiselvi Jewells reserves the right to alter, amend, modify, add, or remove any terms and conditions at its sole discretion.

• By enrolling in this plan, the customer agrees to receive calls, messages, emails, or other communications related to the scheme from Kalaiselvi Jewells or its authorized partners.

• Any disputes arising under this scheme shall be subject to arbitration by a sole arbitrator appointed by the appropriate arbitration authority, as per applicable law.